The Motability Car Scheme is an affordable way for disabled motorists to obtain a new vehicle. Eligible participants must receive either the higher rate mobility component of the disability living allowance, or the war pensioners' mobility supplement.
Whereas the scheme offers a hire purchase option, 95% of customers prefer a three year lease. This is paid for using all or part of the applicable benefit. This covers the cost of numerous vehicles, but some expensive models require an advance payment to make up the shortfall not covered by the allowance.
Motorists who benefit from this scheme can choose a wide variety of vehicles. Noteworthy bargains include the Ford Focus which, depending on specification, is available with an advance payment of between £0 - £1,000. Motorists who prefer an MPV can have the multi-talented Nissan Qashqai. This is also available with an initial payment of £0 but highly specified models require a larger upfront contribution.
Those who crave a prestigious badge can choose the entry-level Mercedes A Class for an advance payment of £799 - £999. However, if you have a need to transport lots of luggage the Skoda Roomster Estate is available from an initial payment of £0. Finally, the Ford Fiesta and Volkswagen Polo are also available without any advance payment whatsoever.
Every motability approved dealers has a specialist in house that can help you choose the right car for you. Search the motability cars here and find a dealer near you.
By Stephen Turvil
Wed, 20 Jan 2010