posted 6 years ago

Driving off on your Summer Holiday?

If you are planning on taking your car on holiday whether it be abroad or at home, there are lots of things to consider with regards to your insurance policy

Driving off on your Summer Holiday? The recent bank holiday may have given you a taste of that holiday feeling and you might be planning your summer break now? If you are planning on taking your car on holiday whether it be abroad or at home, there are lots of things to consider with regards to your insurance policy.

Driving Abroad -

  1. Don’t automatically assume that your car insurance policy covers you for outside of the UK as some of the low cost “value” car insurance policies will omit this benefit in order to give you a cheaper car insurance quote.
  2. Even if your policy does include European cover, may only provide you with the minimum requirement for driving in that country which is generally third party only cover.
  3. Research the country that you are travelling to before setting off; ensure you know the driving law of the country and that you have any equipment you may need to carry.
  4. Worthy of investment if you’re driving overseas, is a good motor breakdown policy. Many breakdown policies will again charge an extra premium for European breakdown cover but this peace of mind is worth the few extra pounds to guarantee your holiday isn’t going to be marred by a flat battery or burst tyre or again check if this is included in your car insurance policy.
  5. If you are taking your caravan abroad then check your policy covers you for emergency accommodation should your caravan be inhabitable. Also policies that do include European cover will have a limit on them to the number of consecutive days you can travel, so check this fits in with your needs before purchasing.
Driving in the UK –
  1. If you are taking the caravan on holiday with you, make sure you are adequately covered. Your caravan is your second home so you need to ensure all your possessions are protected.
  2. Breakdown cover is also worth thinking about even if you are travelling in the UK as being stranded in the middle of nowhere is still a possibility.

You can compare up to four policies side by side with Moneyextra, which means you can compare each policy alongside the others and ensure everything you need is covered.

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