posted 3 years ago

New Kia cee'd Finance Deals Announced

Good news. The Kia cee'd 1.4 could be sitting on your driveway for a surprisingly small sum.

Good news. The Kia cee'd 1.4 could be sitting on your driveway for a surprisingly small sum. How? Via a personal contract plan. Terms include the £3,369.50 deposit of which the manufacturer contributes £250. This is followed by thirty-six monthly instalments of £220. At the end of the term there are three options. One, pay the £4,760 Guaranteed Future Value Payment to make the cee'd a permanent feature of your driveway. This totals £16,049.50 including £1,209.50 interest. Option two is to return it and walk away. There should be nothing further to pay assuming the car is in reasonable condition and has not exceeded its 12,000 mile annual allowance. Excesses are charged at 14.9 pence per-mile. Option three is to part exchange and start a new personal contract plan. Here, any value above the Guaranteed Future Value contributes towards the deposit. The car's future value can be maximised by minimising mileage, accidental damage, and wear/tear.

The Kia cee'd 1.4 - even in this entry-level “1” form - has numerous strengths that help it earn its place on your driveway. For starters, the handling is composed for a small family car. It therefore corners with confidence, has nicely weighted steering, a comfortable ride, and smooth six-speed manual transmission. As such it feels at home both in cities and on faster roads. The pleasing handling complements a smooth petrol engine that produces 98bhp and propels the cee'd off driveways and to 62mph in 12.4 seconds. This power plant averages 47.1mpg, returns 57.6mpg on the extra-urban cycle, and manages 35.8mpg in town. Performance and fuel economy are therefore modest compared to the more expensive diesel siblings - but are still pleasing considering it is a base-spec petrol.

The Kia cee'd 1.4's practicality also helps it lay claim to a piece of tarmac. As such it has room for five people plus a very spacious 380-litre boot. That is larger than many rivals including the Ford Focus and Vauxhall Astra Hatchbacks. Furthermore, folding the rear seats flat increases cargo capacity to 1,318-litres which - once again - eclipses these competitors. This workhorse also has a generous equipment specification considering it can be bought outright from only £14,395. Highlights include: air-conditioning to keep you cool in the summer, a chilled glove box for drinks, front fog lights to help visibility, Bluetooth for connecting to mobiles, and a CD stereo. And that is only part of the story.

The Kia cee'd 1.4 also has fantastic safety features that make venturing beyond the driveway a low risk activity. Highlights include its Electronic Stability Programme that can prevent it spinning if the rear tyres lose traction on slippery corners. This complements the Emergency Stop Signalling feature that flashes the brake lights during extreme braking This alerts the motorists behind to take care. The cee'd also has numerous air-bags (including curtains along its length), a Seatbelt Reminder system, and Electronic Brake-force Distribution. This minimise stopping distances. As such, independent vehicle safety accessors Euro NCAP awarded this small family car their maximum five-star rating. The cee'd clearly deserves its 4.3 metres of anyone's driveway.