10. Volkswagen Polo SE - £159 per month at 4.8% APR

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The tried, tested and rarely surpassed Polo. You can’t really go wrong with a Polo, it just excels at everything it needs to be good at. Very comfortable around town and pleasant on motorway journeys, loads of space in the cabin and the boot, a huge variety of engines available. The SE standard features include alloy wheels, 8" display including Car-Net App-Connect, air conditioning and electric windows. At just £155 per month on a 4 yr PCP deal, you can’t really go wrong.