posted 5 years ago

Cars From Insurance Group 1 To 5 Save Motorists Money

List Of Cars From Insurance Group 1 To 5

Insurance Group 1 to 5 cars save motorists more cash than a half-price sale at a swanky boutique. After all, the lower the Group the lower the cost of insurance – and some cars sit in Group 50. Group 1 highlights include the VW Move up! 1.0 that costs £9,425. As well as being cheap to insure, this city car has a high-quality feel to complement its fashionable badge. The Skoda CitiGo S 1.0i and SEAT Mii Toca are Group 1 too – and cost £7,990 and £9,995, respectively. Group 2 cars include the Vauxhall Corsa Expression 1.0i 12v ecoFLEX that costs £9,495. This supermini excels thanks to its confident handling and shares its placing with the Fiat Qubo 1.4 Active (£11,540). This people carrier's main strength is its vast boot that totals 2,500-litres once the rear seats are folded flat.  Furthermore, the Toyota iQ 1.0 VVT-i - that costs from £10,995 - sits in Group 3 and benefits from top-notch build quality. Bedfellows include the Citroen C1 VT 1.0i 68 which is pleasant and simple to drive (£8,095). And that brings us to Group 4 where we find the Kia Picanto '1' 1.0 Air for £8,645. Not a bad price for a car that has a seven year warranty. Finally, Group 5 cars include the Peugeot 208 Access 1.0 VTi 68 3dr (£9,995). This has numerous safety features that inspire confidence en route to swanky boutiques.

Car Insurance Groups Explained

Car Insurance Group Ratings are set by a Panel of Insurers based on information from research centre Thatcham. Various factors are evaluated – none of which relate to swanky boutiques. The first is the cost of parts to repair simulated front/rear impacts at 9.3mph. These could include bumpers, lights, radiators, trim, etc. The accessors also consider how long the repairs take as mechanics generally charge by the hour. As such, city cars that emerge from these light collisions tend to have lower ratings than luxury saloons. Why? Because the latter are more likely to have expensive features such as parking sensors, cameras and front fog lights, etc. Thatcham also evaluates the replacement cost of twenty-three common components. City car headlights, for example, might be cheap but those for luxury saloons could be expensive if they incorporate (say) infra-red beams as part of night vision systems. Factors such as maximum speed, value, and security features also influence ratings. Right, see you at the boutique?