posted 5 years ago

Ford Focus Zetec Navigator Low Cost Finance

Ford Focus Zetec Navigator 1.0-litre EcoBoost 100PS PCP Terms

Want to know a secret? Okay, the Ford Focus Zetec Navigator is available via a low cost personal contract purchase plan. But please, keep that quite. Finance terms include the £5,957 deposit of which the manufacturer contributes £1,500. This is followed by an initial monthly payment of £219 that includes the £10 finance facility fee, then twenty-three of £209. At the end of the contract there are three top secret options. One, pay the £7,811 final payment to own the vehicle outright. This – minus the manufacturer’s contribution - totals £17,304 including the £10 purchase fee and £974.81 interest. The representative APR is 4.9%. Option two is to return it whereby there is nothing else to pay assuming it is in reasonable condition and within the 9,000 mile annual allowance. Excesses are charged at 7.2 pence per-mile. Option three is to settle the final payment then part exchange via a second personal contract purchase plan. If the vehicle is worth more than its final payment – perhaps because it has low mileage or a boot full of secrets - the difference contributes towards the replacement car's deposit.

Ford Focus Zetec Navigator 1.0-litre EcoBoost 100PS Review

Want to know a second secret? Okay, the Ford Focus Zetec Navigator is one of the best handling cars in its class. As such it corners beautifully, has nicely weighted steering, plenty of traction and a firm comfortable ride. Power comes from a 1.0-litre petrol engine which although small for the class, produces 100PS. That is similar to a Focus 1.6-litre petrol from 2005 so it hits 62mph in 12.5 seconds. Not fast, but it compensates by averages 60.1mpg and its carbon emissions are so low that it can be taxed for free in year then for £20 subsequently (at today's rates). This workhorse also feels beautifully screwed together, has a pleasing equipment specification, and attractive styling. On the downside cargo capacity is only 316-litres which is far less than rivals such as the Volkswagen Golf (380-litres) and the Vauxhall Astra (351-litres). At least it is safe. Euro NCAP – that independently assesses vehicle safety – therefore awarded it the maximum five star rating. This incorporates scores of 92% for adult occupant protection, 82% for children, 72% for pedestrians, and 71% for safety assist features such as the electronic stability program which makes cornering safer. That is not a secret. Please tell everyone.