posted 5 years ago

Ford Ka Studio 1.2 Low Cost Finance

Ford Ka Studio 1.2 Finance

The Ford Ka Studio 1.2 is better value than a half-price salmon sandwich. Why? Because this entry-level city car is available via a low cost personal contract purchase plan. Terms – that like a sandwich leave a nice taste in the mouth - include the £2,312.73 deposit which is followed by the first monthly payment of £99. This includes the £10 finance facility fee and precedes twenty-three instalments of £89. At the end of the term the motorist can make the £4,073 final payment to own the vehicle outright. This totals £8,541.73 including the £10 purchase fee and £486.73 interest (4.9% APR representative). Alternatively, it can be returned with nothing else to pay subject to mileage and condition. Mileage excess, therefore, is charged at 7.2 pence per-mile and damage according to severity. The latter encourages the motorist to treat the vehicle properly irrespective of whether he/she plans to keep it beyond the contract. Option three is to part exchange via a new personal contract purchase plan. Pleasingly, if the Ka is worth more than its final payment – perhaps because it has low mileage or a boot full of sandwiches - the difference contributes towards the new vehicle's deposit. How tasty.

Ford Ka Studio 1.2 Review

The Ford Ka Studio 1.2 has fantastic handling so driving to the sandwich shop is fun. As such it corners with confidence, has precise steering, smooth five-speed manual transmission and a composed ride. This workhorse also has a 69PS petrol engine that propels salmon lovers to 62mph in 13.4 seconds. Whereas this is modest, it is more than respectable for the price and class. Furthermore the 1.2-litre Ka Studio averages 57.7mpg, can be taxed for free in year one thanks to its low emissions, and sits in insurance group 2 of 50. These strengths ensure the running costs are lower than the price of stale bread. The only niggle is that the Ford Ka Studio has a basic equipment specification compared to most new cars. It therefore has: power steering, an immobiliser and CD player but lacks electric windows, power mirrors, air-con and a standard-fit electronic stability program. On the plus side, it has room for four people to sit in comfort and a class-competitive 224-litre boot. This city car's fashionable image and striking styling further strengthens its appeal. Right, meet you at the sandwich shop.