The Motability Car Scheme is an easy and affordable way for disabled motorists to source a great value new vehicle.
The Motability Car Scheme is an easy and affordable way for disabled motorists to source a great value new vehicle. The scheme offers two options, a hire purchase agreement or the infinitely more popular three-year contract hire option. Eligible participants must receive either the higher rate mobility component of the disability living allowance, or the war pensioners' mobility supplement. The vehicle is then paid for using all or part of the benefit, but some models also require an additional advance payment.Noteworthy contract hire bargains, for those claiming the higher rate mobility component, include the Ford Fiesta that - depending on specification - is available for either no advance payment whatsoever or various sums up to £500. In most cases, this is in addition to the total weekly value of the benefit. This capable supermini is a worthy choice as it is fun to drive, reasonably spacious, and has a proven reliability record. Alternatively, those who fancy slipping into a sleek saloon may prefer a new Mercedes-Benz C-Class. This compact executive status symbol is available, in C180 Kompressor Executive SE form, for the total weekly benefit plus a £2,999 advance payment. It is also listed in high-specification C200 CDI SE estate form for the higher up-front payment of £4,799. Clearly this is a fair chunk of cash, but the C-Class is a very desirable machine. Those in receipt of the war pensioners' supplement may fall for the charms of the BMW 1 Series. The 118d ES variant is available for the weekly value of the benefit, plus an appealingly modest £709 payment. This beautifully crafted machine offers motorists excellent handling, reassuring safety features, and the kind of build quality that ensures trips to the garage are rarer than a four-leaf clover. Very nice too.