posted 6 years ago

How To Choose A First Car

Choosing a first car is more exciting than partying in Vegas.

Choosing a first car is more exciting than partying in Vegas. But what to get? Well, new motorists tend to fancy something a little flash. They want to impress their friends, show- off to the neighbours, and pretend to be immortal. Fair enough, up to a point, but there are certain practicalities to consider too. Top of this list is safety, as youngsters have a habit of accidentally parking in ditches. Cost is another big issue, as most new drivers are poorer than a bankrupt beggar. As such, the Institute of Advanced Motorists has some simple tips:

- NCAP rating – look for four stars in the adult rating category; don’t settle for less than three, even on older models.

- Insurance group – group three or under gives a wide choice of small cars, and makes insurance affordable while the no-claims discount builds up.

- Length of manufacturer warranty – three years used to be the norm, but five or even seven years is becoming common, so there are plenty of used cars still under the manufacturer’s warranty. Check the small print for exactly what’s covered though – there may be mileage limits.

- Depreciation – cars with high initial depreciation mean you might pick up a three- year-old bargain, but don’t forget that if the price drop continues it may be worth very little when you come to sell it.

- Mileage – many small cars do a low annual mileage, so don’t pay too much for a three- year-old car that’s only driven 15,000 miles – there will be lots like that.