How SimplyDrive works in the UK
Citroen SimplyDrive is a Personal Contract Plan that enables you to make fixed, monthly, payments that cover most motoring costs. The instalments incorporate the car plus: comprehensive insurance, roadside assistance, Vehicle Excise Duty (road tax), a warranty and servicing. Finance terms can be tweaked to match your requirements.
On this basis, the manufacturer's website incorporates a finance calculator. Start by specifying the model of interest such as Citroen C1 Feel 1.0-litre VTi 68hp 3-door. Then confirm your: age bracket, postcode, how many miles you expect to cover per-annum, the size of any deposit and whether you have a vehicle to trade-in.
The calculator then reveals suggested terms. You might then, for example, minimise the monthly payment by increasing the deposit or cutting the mileage limit from 25,000 to 20,000. Citroen – based on predicted mileage, etc. – then calculates the optional final payment based on much the car will be worth at the end of the term.
At the end of the term make the optional final payment to own the vehicle. Alternatively, return it and walk away in which case there is no further charge - assuming it is within mileage and in fair condition. The third option is to trade in, then use any equity above the optional purchase cost towards the replacement's deposit.
The SimplyDrive Personal Contract Plan relates to vehicles throughout much of the brand's range. Let us consider some options.
The Citroen C1 is a compact, city class, hatchback - available with 3 or 5 doors - and has a 196-litre cargo capacity. Population comes courtesy of a 1.0-litre, 68hp, petrol engine and a 1.2-litre, 82hp, petrol. Standard equipment includes: stability control, power steering, electric front windows, manual mirrors plus side airbags.
The Citroen C3 is a larger, supermini class, vehicle with 5 doors and a 300-litre cargo capacity. Engine options include the: 1.0-litre 68hp petrol, 1.2-litre 82hp petrol and the 1.6-litre 75hp diesel. Standard equipment includes: stability control, electric wing mirrors, CD player, central locking and powered front windows.
The Citroen C3 Picasso is a compact, multi-purpose, class vehicle that lists: air conditioning, cruise control and rear parking sensors among its standard features. It has 5 doors, and cargo capacity is 500-litres with the rear bench slid forward. Engines include the 1.2-litre, 110hp petrol and a 1.2-litre, 100hp, diesel.
The C4 Cactus is a 5-door, crossover class, vehicle. Standard features include air-bumps on the doors that minimise damage should a motorist in the next parking bay open a door against it. Cactus cargo capacity is 358-litres and engines include the: 1.6-litre 100hp diesel, 1.2-litre 82hp petrol and the 1.2-litre 110hp petrol.