Smile! The Toyota AYGO Mode 1.0 VVT-i is available with 0% finance. How? Via the AccessToyota Personal Contract Purchase Plan. Representative terms include the £2,552.60 deposit which is followed by one monthly payment of £103.88 then thirty-four of £103.78. At the end of the term there are three options to grin about. One, make the £3,510 final payment to own this city car outright. This totals £9,695 including the registration fee, delivery, and number plates. Option two is to return it whereby there is nothing further to pay assuming it is in fair condition and not exceeded its 10,000 mile annual allowance. Excesses are charged at 8.0 pence per-mile (no smiles there). Option three is to settle the final payment then part exchange via a new Personal Contract Purchase Plan. Here, if the AYGO Mode is worth more than the final payment - perhaps because it has low mileage and/or very little wear and tear - the difference contributes toward the new car's deposit. This 0% finance plan is only available between October 1st and December 2nd 2013 - so potential owners should start smiling at their nearest dealer.
Toyota AYGO Mode 1.0 VVT-i Flexible Finance
Smile more. Why? Because Toyota's Personal Contract Purchase Plan can be tweaked to suit the buyer's requirements. As such the deposit – that for our example is £2,552.60 - can reduced to (say) £0. This increases the first monthly payment to £176.52 and the following thirty-four to £176.72. However, the optional final payment and the total expenditure remain the same. The motorist can also shorten the length of the contract from thirty-six to twenty-four months and the mileage allowance can be raised from 10,000 per-year to: 12,000, 15,000, 20,000, 25,000 or £30,000. But whatever its finance terms this run-around has countless strengths such as pleasing handling. The pint-sized proportions and excellent visibility ensure it is also easy to park in tight spaces. Power comes from a 1.0-litre 68bhp petrol engine that propels smiling motorists to 62mph in 14.2 seconds. Not fast, but reasonable for the class particularly as it has very low running costs. The AYGO Mode 1.0 VVT-i therefore averages 65.7mpg, can be taxed for free thanks to its low carbon emissions, and sits in insurance group 3 of 50. Standard toys include: electric front windows, privacy glass, alloy wheels, an immobiliser and Bluetooth so – considering this car costs very little money – the specification is worth smiling about.